Why we exist
You're not a credit risk.
You're a driver.
You earn every day. The bank can't see it. We can. Tesha reads what you actually do — across every app — and turns it into the credit history they couldn't.
You earn every day. The bank can't see it. We can. Tesha reads what you actually do — across every app — and turns it into the credit history they couldn't.
Your shifts. Your fares. Your drops. Your school fees, your rent, your repayments. Already on time, already on record — once someone bothers to look.
A blown tyre. A slow week. The bank says no. The corner says yes, at a rate per week, not per year. A loan built to bury you, not build you.
A lifetime of repaying on time. Of saving. Of looking after the people who depend on you. Change cities, switch platforms, lose a contract — none of it counts. You start from zero, again.
Full retail on fuel. Full premium on insurance. Full price on tyres. None of the bulk power that comes from belonging to something bigger than yourself.
The car is your factory floor. Rent-to-own at above-market rates. Pay every month. Build no equity. After five years, the floor is still not yours.
School fees in Mthatha. A roof for a parent in Limpopo. A start-up loan for a sister in Diepsloot. The bank has no product for any of it. Families improvise — at rates that hurt. We're building the safe way.
Our competitors are building a better payday loan.
We're building the institution that makes the payday loan unnecessary.
