A driver standing in front of his car, headlights on at sunset

From first tank.
To first title.

Today, fuel. Then savings, sponsorship, vehicles, homes. Then dividends, votes, a bank we own together.

Fuel · live Savings circles Vehicle path Mutual bank
Day one · New member A driver at the wheel with two platform phones in hand

Your membership is live.
The first record gets written.

Five minutes on the phone, the day membership opens. The card fills the tank and your record starts. Somewhere in the system, your name appears with a record behind it for the first time.

"First time a card looked at me as a driver."

Month three · Established Brake lights building in traffic as dusk comes down

The lights start coming on.

Credit limit climbs on consistency. Vehicle equipment finance for tyres and repairs. Comprehensive cover bundle. Goal-based savings pocket.

Month twelve · Senior A driver leaning out of his window in a rank full of cars

Owning the asset you work on.

Tesha Circle — community drive-to-own at locked fleet prices. Home savings plan. Education savings for the children.

Year two · Owner-member Drivers gathered together among the cars at a rank
Member equity
Vested
Owner

You own a piece of it.

Member shares. Governance votes on rates and products. Home loan path at member rates. Legacy products for retirement and family.

Members own the institution. Not customers. Owners.

A driver at the wheel with the city road ahead
Today I fuel.
Tomorrow I own.
A little closer each week to the keys of your own life

Built into the bike.
Built into the car.

Virtual + physical card
Freeze, reveal PIN, simulate transactions before the pump.
Earnings, all platforms
Every Uber trip, every Bolt fare, every Sixty60 drop — counted, ranked, kept.
Tesha Comply
Renew driving permit, roadworthy, licence disc from your phone.
R
Tesha Circle
Member-run savings circles. Pool with people you trust.
Tesha Protect
Driver and vehicle cover via insurance partners. No paperwork.
Tesha Track
Trip and cost analytics. Cost per kilometre, profit per hour.
Send money home
Remittance to family — wherever home is. Partner-rate, same-day.
Rewards & cashback
Spend on the road, keep something on payday. Airtime, data, a wash.

From a registered credit provider
to a bank we own.

We earn each licence the right way. Step by step. Member by member.

A driver leaning on her car at the forecourt
Now · 2026 · Live

NCR Credit Provider

Registered credit provider, NCRCP21458. The card runs with existing members today; new sign-ups open with the app.

A driver checking his phone at the wheel at sunset
2027 · Building

Co-op Financial

Member savings, sponsorship circles, family-support remittance.

A driver standing with his own car, the city behind him at sunset
2028 · Coming

Co-operative Bank

Vehicle and equipment finance. Portable credit records.

A driver standing beside her car on a CBD street
2029+ · Destination

Mutual Bank · Pan-African

Members own the institution. Dividends. Votes. Every shift counts.

2027 onwards represents Tesha’s licensing roadmap. Each milestone unlocks once the relevant regulatory approval is in place. Today, Tesha operates as a Registered Credit Provider under the National Credit Act.

This is what
R50 buys.

Not a product you apply for. A membership you belong to — the same one every driver on the road should have.

Funeral cover

Towards arrangements when a family needs it most, so nobody has to go around collecting money.

Roadside & legal

Two in the morning, on the side of the road — one call and someone comes. And a line to real lawyers when life needs one.

Petrol when you’re short

A tank before payday, taken from your platform payout before the cash reaches you. It repays itself — and builds the credit record you have never been allowed to have.

Join the waitlist → No interest. No markup on a car. No profit from a penalty. Every rule is published before you sign. Joining the list is free. Cover is provided with licensed partners, and full product terms are published to members before anything activates.
A driver in her car in a lot at the end of a shift

One membership. One member.
A whole journey ahead.